Buy certified bullion at transparent live market prices — making charges, GST and financing are built into one clean monthly installment. No hidden fees, ever.
Four simple steps — from today's live rate to gold in your locker.
Pick gold or silver, set the weight, down payment and months. Prices update with the live market feed.
Create the plan with your delivery address. The rate is frozen by our server and saved to your account.
Pay instantly by card, UPI, NetBanking or bank transfer. Our team verifies it and unlocks your PDF certificate.
Every installment gets an invoice in My Plans. Once the last EMI is cleared, request insured delivery.
Move the sliders — the total, down payment and monthly EMI update instantly using our server's live rate (making charges and 3% GST included).
Connecting to live rates…
Live rate + making + GST included
Takes under a minute · pay the down payment by card, UPI, NetBanking or bank transfer · your PDF certificate unlocks once we verify the payment.
See how your gold grows against inflation and how much of that gain is real purchasing power.
How it works
The future value is compounded from today's live price for the selected weight, then compared with the inflation-adjusted cost of the same basket.· Real gain shown above is the amount by which gold outpaced inflation.
Certified bullion held in audited, fully insured high-security vaults until your final payment.
Every bar and coin carries an official BIS hallmark with assay documentation.
Choose our in-house 15% APR plan or bring your preferred bank partner.
Insured, tracked door delivery across India once your plan completes.
The moment your last installment is verified, My Plans gives you two choices: ship the metal to yourself, or gift it. We pack it, hand-write your message on a PMJ card, dispatch it insured to their door and issue a digital gift certificate — all at no extra charge.
Presented to
Aarisha & Ishaan
Wedding · from Rahul Mehra
“Two years of small monthly savings, one lifetime of shining proof. May it multiply in your home.”
We take the live market rate for the selected metal, add our stated markup and per-gram spread, then add 5% making charges and 3% GST. The financed portion carries your selected APR, divided into equal monthly installments.
After your final installment completes, your certified bullion ships via insured door delivery. Storage during the plan period is free and fully insured.
Yes. Pre-close at any time by paying the outstanding principal. Applicable interest and administrative handling charges are adjusted per our cancellation policy.
Gold bars and coins are BIS hallmarked 999.9 fine; silver is 999.0 fine, each supplied with assay documentation.
Yes. When you lock a plan, our server captures the live rate at that moment and your schedule is fixed for the tenure.
Card, UPI, NetBanking or a direct bank transfer — whichever options our team has enabled. Gateway payments confirm instantly; bank transfers need the UTR reference, which you submit in My Plans for verification.
The signed plan PDF unlocks in My Plans right after the down payment is verified. Every later installment also gets its own paid invoice.
Once the last installment is verified, request delivery from My Plans with the ship-to address. Our team packs, dispatches and updates the tracking status you can follow live.
Yes, and the presentation costs nothing. When every installment is verified choose “Gift it” in My Plans: name the recipient, pick a gift pack, add a card message up to 280 characters, and we pack and insure it to their address. You receive a digital gift certificate to download or send on WhatsApp.
Lock a live rate in under a minute. Instant PDF plan, WhatsApp confirmation, zero paperwork.
Calculate My EMI