Terms & Conditions
Last updated: October 2026
1. Acceptance of Terms
Welcome to PMJ GOLD PVT LTD ("Company", "we", "our", "us"). By accessing our EMI calculator platform, website (pmjgold.in), or utilizing our precious metal installment schemes, you agree to comply with and be bound by these Terms and Conditions. If you disagree with any part of these terms, please do not use our services.
2. Corporate Details & Jurisdiction
PMJ GOLD PVT LTD is a registered corporate entity in India.
- CIN: U36911PN2016PTC158456
- GSTIN: 10AAICP4834A1Z0
- All transactions, legal disputes, and agreements are subject to the exclusive jurisdiction of the courts in India.
3. Bullion EMI Plans & Pricing
Calculations provided on our platform are estimations based on live market rates, selected tenures, and down payment structures. Making charges (standard 5%) and applicable government taxes (GST at 3%) are integrated in accordance with regulatory guidelines. Final order execution is subject to rate locking and installment verification upon agreement confirmation.
4. User Obligations
Users must provide accurate personal, contact, and financial documentation (including PAN verification where required). Any fraudulent activity, misrepresentation, or default on scheduled monthly installments may result in plan suspension, administrative penalties, or termination according to our refund policies.
5. Modifications to Service
We reserve the right to modify, suspend, or discontinue any aspect of our EMI platform, pricing calculators, or product offerings at any time without prior notice.
6. Contact Information
For any queries or formal notices concerning these Terms & Conditions, please contact us at:
Email: pmj.gold@outlook.com / info@pmjgold.in | Phone: +91-9162978910