Fees, Spread & Redemption
Every number below is calculated from the rates published on this site right now and the terms we actually apply — not from a brochure percentage. If a sale will return less than you paid, this page says so.
A sale today gives back 93.3% of what you paid. The metal has to rise about 7.18% (to ₹16,009.61/g) before that gap is recovered.
A sale today gives back 93.16% of what you paid. The metal has to rise about 7.34% (to ₹259.27/g) before that gap is recovered.
What you pay when you buy
Full termsYour buy rate is inclusive of GST. Two things separate it from the sell rate, and both are shown per ₹10,000 spent below.
Charged on every purchase and paid to the government against your GST invoice. It is not returned when you sell, so it is the first part of the gap between buying and selling.
What is left of the gap pays for allocated, insured vault storage; the independent trustee that holds your metal, operations and price hedging; and payment gateway and handling charges on the money moving in and out.
| If you spend ₹10,000 on | Metal credited | GST in it | Worth if sold today |
|---|---|---|---|
| Gold 24K (999.9) | 0.6695 g | ₹291.00 | ₹9,330.27 ₹669.73 short of ₹10,000
|
| Silver 24K (999) | 41.4027 g | ₹291.00 | ₹9,315.61 ₹684.39 short of ₹10,000
|
Digital metal is a medium to long-term holding. Bought and sold on the same day it is a guaranteed loss of the spread above; held through a price move of more than 7.18% on gold it turns positive.
Before you confirm a sale
- 1 Read the live Sell Rate on the sell dialog — it is the exact rate your metal is bought back at, and it changes through the day.
- 2 Check how much of your balance has settled. Metal bought within 24 hours is not redeemable yet.
- 3 Compare the payout shown against what you paid for the same grams. We show that figure on the vault card before you commit.
- 1. Open your vault and choose Sell / Withdraw.
- 2. Enter either the grams to sell or the rupee amount — we show the payout at the live sell rate before you confirm.
- 3. We credit the bank account and IFSC or UPI ID registered in your Settings.
New purchases settle before they can be sold — see the holding rule below.
- 1. Choose Request delivery and pick a denomination from the coin and bar catalogue below.
- 2. Confirm the delivery address; those grams are reserved from your vault straight away.
- 3. Pay the minting / making charge — a percentage of that coin's metal value — plus the insured delivery & insurance fee, separately; neither is ever deducted from your gold balance.
- 4. It ships in tamper-proof, insured packaging in 3–10 working days.
Gold 24K (999.9) delivery catalogue
Metal at ₹14,937.40/g| Denomination | Weight | Metal value | Making / minting | Insured delivery | Payable separately |
|---|---|---|---|---|---|
| 0.5 g Coin | 0.5 g | ₹7,468.70 | ₹373 5% | ₹199 | ₹572 |
| 1 g Coin | 1 g | ₹14,937.40 | ₹747 5% | ₹199 | ₹946 |
| 2 g Coin | 2 g | ₹29,874.80 | ₹1,494 5% | ₹199 | ₹1,693 |
| 5 g Bar | 5 g | ₹74,687.00 | ₹3,734 5% | ₹199 | ₹3,933 |
| 10 g Bar | 10 g | ₹149,374.00 | ₹7,469 5% | ₹199 | ₹7,668 |
| 20 g Bar | 20 g | ₹298,748.00 | ₹14,937 5% | ₹199 | ₹15,136 |
Silver 24K (999) delivery catalogue
Metal at ₹241.53/g| Denomination | Weight | Metal value | Making / minting | Insured delivery | Payable separately |
|---|---|---|---|---|---|
| 5 g Coin | 5 g | ₹1,207.65 | ₹60 5% | ₹199 | ₹259 |
| 10 g Bar | 10 g | ₹2,415.30 | ₹121 5% | ₹199 | ₹320 |
| 50 g Bar | 50 g | ₹12,076.50 | ₹604 5% | ₹199 | ₹803 |
The rules that apply to every redemption
Metal must sit in your vault 24 hours before it can be sold, redeemed for cash or dispatched. The dashboard shows the exact time each purchase unlocks.
A redemption worth more than ₹50,000 requires your PAN on file and a verified KYC document. We hold payouts until it is complete, as the law requires.
Cash sales start at ₹1, or the equivalent of 0.0001 g. Physical delivery starts at the smallest coin we stock: 0.5 g Coin or 5 g Coin.
No storage fee on your vault, no exit load on a sale, and no cut taken from your metal for delivery charges. The only costs are GST on buying and the spread on selling.
Rates on this page are the ones published at 25 Oct 2026, 12:44 PM and move with the market. Your payout is always the sell rate locked at the moment you confirm the order.